Pascal Insurance & Financial Services | Irvine, CA

Embrace the Road Ahead With

Clarity. Control. Confidence.

Personalized Retirement Planning Made Simple

two people hiking

At PIFS, we believe that everyone should have Clarity, Control and Confidence in their retirement journey.

We help you clarify your financial picture so you can enjoy the life you’ve created—both today and in the future. Whether you’re in the height of your career or ready to enjoy retirement, we help you bring all the pieces of your finances together in a way that supports your vision of a great life—and we have fun doing it.

Our mission is to get to know your whole self—your hopes for your family, your values, and what matters most to you. Then we work with you to help you understand your risks and opportunities so you’re empowered to take control of your financial situation and make wise decisions.

We become your financial confidant so no matter where you are or what you need, you have a trustworthy and knowledgeable partner to turn to who understands your vision. We want you to be so confident about your finances that you don’t hesitate when someone asks about your plans for the future. But most importantly, we want you to know exactly where you stand so you can embrace each moment and be unashamedly excited for the road ahead.

Holistic Financial Planning

...a plan that covers the individual parts of your financial life while ensuring that they all work together.

Tax Strategies

Am I optimizing strategies that help me be more tax efficient?

Retirement Planning

Will I be able to retire on time and continue my desired lifestyle?

Estate Planning

How can I ensure my legacy is in tact and my estate is planned properly?

Cash Flow Planning

Will I run out of money in retirement? Have I budgeted properly for retirement?

Investment Planning

Are my assets properly diversified and in alignment with my objectives?

Insurance Planning

Will my family be taken care of and protected if unexpected life events happen?

Our 4 Step Process


Discover & Determine

  • Review your goals, objectives, priorities, and current financial situation to clearly understand where you are now and where you want to go.
  • Use that information to determine exactly what you need and what it will cost.
  • Review our process and services with you so we can both determine if we’re a good fit for each other.

Assess & Organize

  • Examine all the details once you decide to move forward.
  • Assess your cash flow and tax implications, analyze risks, and generally organize your financial world.
  • Help you gain a clearer understanding of your net worth and create a comprehensive plan to help you accomplish your goals.

Deliver & Review

  • Review all our recommendations with you and ensure you feel comfortable moving forward.
  • Finalize your plan and begin working on the steps to implement it. 
  • Optimize your cash flow, ensure your investments are in line with your risk profile, and provide solutions for any gaps in your current strategies.

Serve & Support

  • Continue to help you implement the tax and wealth management strategies we discussed in step 3.
  • Offer ongoing advice and education and communicate regularly to ensure you have the support you need in every season.
  • Review and adjust your plan as needed to suit the fluid nature of your life.

Central Values